Your Money, Your Future: The important differences between credit cards and debit cards.
November 5th, 2025
In this episode of “Your Money, Your Life”, Rob welcomes Tracy Reynolds for an engaging and practical discussion about the key differences between credit and debit cards. Reynolds explains that while both look the... Read More...


Deputy State Fire Marshal Oliver Alkire joined Rob Chirnside on Cecil TV along with his arson detection dog, K-9 Blondie, one of only about 70 accelerant detection canines in the U.S. Alkire explained that...
Tracy Reynolds tell us about some basic precaution to take to avoid being a victim of fraud.
Catch up on past episodes of “Your Money, Future”: Cecil Bank’s Tracy Reynolds Explains IRAs Your Money, Your Future: Cecil Bank’s Tracy Reynolds Explains IRAs Tracy Reynolds explains why you should establish a “BAIL”...
This month’s personal finance topic: Secure your financial records in the event of an emergency. Always include financial records in emergency preparedness plans! Here are some things everyone can do to protect financial records:...
If you are entering the real estate market as either a buyer or seller, here is some sound advice from local realtor Dawn Wooldridge.
Reasons to have a budget: 1. Gives You Control Over Your Money A budget helps you see where your money is going, so you can make intentional decisions instead of just reacting to expenses....
Tracy Reynolds has the facts on how to keep track of your credit score, correct inaccuracies and a simple way to establish credit.
Another in our monthly series on managing your finances with Tracy Reynolds. BAIL = Banker, Accountant, Insurance, Lawyer; the four component of the team you need to start and run a business.
The first installment in our monthly personal finance series, “Your Money, Your Future”. In this segment, Tracy Reynolds explains the pros and cons of different types of Individual Retirement Arrangements, usually called IRAs. 